The mortgage trouble... Who really benefited?

Now, if someone were to pay to correct the mortgage troubles that stalk the country at large.. it really isn't totally the lenders who pushed the wrong loans... or the uninformed consumers who sometimes took more than they could afford..or the federal government where the buck stops.

It's the damn Home builders: KB, Lennar, Centex, Pulte among others.

Save for resold homes, they were the biggest benificiaries of the mortgage mess.

The unbelievable part, they are totally impervious to the everything that's happening around them.. and the only thing they are worried about is the 20 year old hike in New home inventory.

Instead of waiting on the side lines for the Feds to fix the problem, the home builders should push some of their outrageous profits from the past four years to rescue the home owners into a payment plan fund of some kind. This way, not only will they live up to responsibility, but will also continue to make sales as the housing market stabilizes.

The question is, will they ever? Unless of course, if the feds slap their wrist with an investigation into their price fixing practices during the housing boom and announce some serious fines.